Getting Money

PLANNING THE "BIG ASK"
Check out books ... at the library on writing a grant proposal
-or on writing a business plan for a new business
TYPES OF ASSISTANCE

New Business Prospecting

New Businesses are a lucrative list. Salespeople, job hunters, and investors like to follow trends in employment numbers, market size, and other factors related to new businesses coming out. To get information on new businesses in the whole of the USA, the Washington County Library provides you with Reference USA. There is a feature in Reference USA that allows you to isolate new businesses.


To get information on new businesses in Oregon, you can find that in www.qualityinfo.org/olmisj/ats and dropdown and select one of these actions: Expanding firm, Reduction in Employment, New Firm, Closure, Rehire, Hiring Freeze, Labor dispute, Sale/Merger/Acquisition, Relocation, Future Impact, Education/Training, Stimulus, Other,



 

Professionals? We have books for you at the Beaverton City Library

Most people think that public libraries carry mostly popular materials and materials for the young. And they do! But we also support a community that includes educated professionals, businesspeople, and entrepreneurs. Here are a few of the selections we have this year for you:



Banking

Banking and Financial Institutions: A Guide for Directors, Investors, and Counterparties



Legal / Paralegal



Paralegal practice & procedure : a practical guide for the legal assistant

Practical aviation law



Wills, trusts, and probate law for paralegals







Operations

An introduction to emergency exercise design and evaluation



Management

Fundamentals of organizational communication : knowledge, sensitivity, skills, values
Green Supply Chain Management: Product Life Cycle Approach
Management Communication







Manufacturing

Contemporary logistics

Mastering purchasing management for inbound supply chains

Psychology

Handbook of pediatric psychology



Project Management

Microsoft Project 2010 inside out



Sales

Key account management : the definitive guide



Teaching

Approaches to behavior and classroom management : integrating discipline and care


Warehousing

Warehouse Management
A supply chain logistics program for warehouse management

Food Cart Mania

If you live in Portland or have visited Portland you probably have a favorite Food Cart. Whether you want to statisfy a potato craving at midnight or a Sunday morning waffle, there is a food cart nearby to assist.

Did you know that Mercy Corps Northwest is nearby to assist you in starting a food cart business?

Mercy Corps Northwest provides classes, micro loans, business counseling, matching grants, prison reentry programs and refugee farming classes.

Mercy Corps is known for their work overseas but the they also have a strong local commitment. Mercy Corps Northwest is dedicated to assisting low-income populations by increasing their economic self-sufficiency.

Check them out today!

Adapt!

"From a spaceport in the Mojave Desert, to the street battles of Iraq, to a blazing offshore drilling rig, to everyday decisions in our business and personal lives, this is a handbook for surviving—and prospering—in our complex and ever-shifting world.

"...When faced with complex problems, we have all become accustomed to looking to our leaders to set out a grand vision, experts to draw up a detailed plan of action, or gurus who can provide us with some infallible solution.

In this groundbreaking book, Tim Harford shows us a new and inspiring approach to solving the most pressing problems in our lives."
(quoted from author website: http://timharford.com/books/adapt/ )

Check availability

Finding Software Companies

Finding the correct software companies can be a challenge.

Start with directories to identify products.

For example, if your software would be in a directory of products for college human resources, then start with a trade magazine that is targeted to the college human resources professionals. They might issue a buyers guide or have a directory. One way to find a valid trade magazine is to use Gale Directory of Publications and Broadcast Media http://catalog.wccls.org/polaris/view.aspx?title=Gale+directory+of+publications

Also finding the right category can be difficult. Try this website

Globaspec- has categories http://www.globalspec.com/ProductFinder/Industrial_Engineering_Software.

DataQuest is now available from Gartner http://www.gartner.com/it/products/research/dataquest.jsp

Shopping statistics

In the United States, the season around Christmas is of deep importance for the health of the economy.


Here are some shopping statistics to peruse:

Pew http://www.pewinternet.org/Reports/2010/Online-Product-Research.aspx
ClickZ: http://www.clickz.com/stats
Multichannel Merchant: http://multichannelmerchant.com/outlook2010/
Census of Retail Statistics http://www.census.gov/retail/

Cost of Living around the World

Have you ever wanted to know what the standard of living is in other countries? Is it possible to answer where are the richest people in the world when daily life costs different amounts in other locations? Here is

Prices and Earnings:
Prices and Earnings "provides a comprehensive comparison of prices (122 goods and services plus apartment rents), incomes, income taxes, working hours and vacation days for 14 different occupations. A ranking of relative purchasing power, and thus the living standard for each of the 73 cities in the survey, is derived from this data."

Financial Crisis

The Federal Reserve Bank of St. Louis has put together a TIMELINE of events and policy actions involved in the current Financial Crisis starting in February 2007. Click here to view timeline.

Other websites of interest include:

A series published in the New York Times. (last updated July 12, 2010). Click here to view NYT coverage.

PBS also offers information on the global perspective. Click here to view PBS article.

World Bank and the International Monetary Fund also provide information on their respective websites.

Alcohol consumption - statistics

Have you ever wondered how much Alcohol people consume? Or have you ever needed to do market research on something else?

Library resources

Identify the lead "voices" in an industry with National Trade and Professional Associations and Special Issues.

Special Issues is an affordable database (the library is a subscriber - so come in and use it) is used to pinpoint some of the most authoritative places (websites, magazines) to begin for trends and current practices in any technology or trade. Special Issues tracks salary surveys, lists of top businesses, and websites or trade journals that really care about the specific area you are supposed to research for your business. Assistance by a librarian at Beaverton City Library is necessary to use it for free.
Business and Company Resource Center is a one-stop search database for doing business research. There's a Datamonitor report in Business Source Complete entitled:Alcoholic Drinks Industry Profile: United States; May2010, p1, 38p

Other for fee services may be helpful too, such as Euromonitor,

Wine Institute http://www.wineinstitute.org/resources/statistics

The Beer Institute http://www.beerinstitute.org/statistics.asp?bid=198

Analyst reports (especially year end or initiation of coverage ) on companies like Molson/Coors, Budweiser, Miller/SAB, Diageo Annual reports from these same brewers, etc.

Industry publications - some are linked here http://www.winepros.org/aftertaste/links_info-biz.htm
The Beaverton City Library carries S&P Industry Surveys which also has some data on the alcohol market.

Westside Economic Alliance

One of the better listings for Business Links in this region is found at


http://www.westside-alliance.org/

Northwest news with a sustainable angle

Interested in the environment and sustainibilty issues in the northwest? Take a look at daily.sightline.org for a roundup of current news and events that looks for solutions as well as reporting on enviromental issues in the northwest. Sightline Daily is a project of Sightline Institute, the Northwest’s sustainability think tank.

Indeed (Job Website)

Although there are many job searching websites available, one of the easiest I have found to use is Indeed. This site searches thousands of company websites, job boards, newspapers and associations and makes searching these sources an absolute breeze. All you do is list the job title, keyword or company name and a location (if you want), and the site will list the jobs available with direct links to the original job posting giving you all the information you need in order to apply for the position. If you don't have a specific job title in mind, you can browse their listings of job categories or search listing by specific geographic locations. Also included in the site are salary charts and job trends. Check it out!

Free Money -- how to get Help version 2010

PLANNING THE "BIG ASK"
Free books ... at the library on writing a grant proposal
-or on writing a business plan for a new business
TYPES OF ASSISTANCE

All grants megasite from SBA

Oregon Microenterprise Network lots of different local and state organizations (depending on your type of business) who have various programs.

Catalog of Federal Domestic Assistance or come in to the library to flip through the catalog itself in bound form.

View Foundation Grants to Individuals in the library for free or use Foundation Grants to Individuals online at home, fee based.

Microenterprise Development for Small Businesses Individual development accounts.

SBA Loans -- See about Microloans, up to $25,000, if you are a small business. The average loan size is $10,000.

BECOMING NONPROFIT

Books becoming a nonprofit such as the Oregon Nonprofit Corporation Handbook
Books on funding your nonprofitSort results by date for newest items
Filing a 501c3 Application a dowloadable book on the IRS application to become tax deductible.
Help for your local nonprofit: Technical assistance http://tacs.org/
VENTURE CAPITAL
http://activecapital.org/
Venture Capital is NOT available for:
sole proprietorships, partnerships, limited liability partnerships, "blank check" companies, (companies that raise money to invest in future ventures not yet identified), development stage companies that have no specific business plan or purpose, development stage companies whose business plan is to merge or be acquired by an unidentified company, investment companies, registered or required to register under the Investment Company Act of 1940, companies involved in oil, gas, or other mineral or extractive interests.
GOVERNMENT CONTRACTS
CCR-Central Contractor Registration-http://www.ccr.gov/ Central Contractor Registration (CCR) is the primary registrant database for the U.S. Federal Government. CCR collects, validates, stores and disseminates data in support of agency acquisition missions. Click here to learn more about CCR Policy and Background.
Browse Current Available Bids--use FedBizOpps which is on Stat-USA, available at the library. Ask at the Reference Desk, they have to log you on with their password in their rolodex.
http://www.stat-usa.gov/

• click on GLOBUS NTDB
• click on FED BIZ OPPS, type a search keyword. Suggestions of keywords might be "Portland" or "Oregon," or some keyword from his or her line of business such as "transformer" or "janitorial"

Government Contract Assistance Program, or GCAP. Oregon's Procurement Technical Assistance Program (PTAP) is sponsored and brought to you by the Organization for Economic Initiatives (OEI), the Defense Logistics Agency (DLA). the Oregon Economic and Community Development Department (OECDD) and the Oregon Department of Transportation (ODOT).http://www.gcap.org/
HELP WITH LIVING EXPENSES
Find assistance for Food, Housing, Child Care, Healthcare, Adult Education, and More.

Community Action in Washington County http://www.caowash.org/

Oregon Child Care Subsidy Program http://www.oregon.gov/DHS/children/childcare/main.shtml

Oregon Helps - gives you an idea of what to ask for ahead of time
http://www.oregonhelps.org/

Free legal help for living expenses

Legal Aid Services of Oregon
For legal advice about unpaid bills, click on Consumer, Debt Collection, Garnishment.
http://www.oregonlawhelp.com/OR/

Oregon state bar.
Check legallinks for answers to your Oregon Law questions. With the help of legallinks you can find a lawyer with the Lawyer Referral Service, get information on hundreds of common legal topics and learn the basics of Oregon Law.
http://www.osbar.org/public/legallinks.html


INVENTORS, ARTISTS
Grants for People

Foundation Grants to Individuals REF 001.44 FOU
in reference, but you can reserve a copy of last edition

National Directory of Corporate Giving REF 361.7632 NAT
in reference stacks only

Oregon Innovation Center http://www.oregoninnovation.org/ or

Oregon Entrepreneurs Networkd
http://www.oen.org/

HOUSING AND REAL ESTATE

Housing and Urban Development (HUD) http://www.hud.gov/ click on select a state


Grants for communities, business districts
Office of Community Planning and Development - HUD
http://www.hud.gov/offices/cpd/

Block Grants, Redevelopment, Enterprise Zones, direct loans to help newer businesses get started in Oregon, etc http://www.oregon.gov/ECDD/finance.shtml

Federal empowerment zones offer jobs, job training and small business development
Oregon Empowerment Zones http://www.econ.state.or.us/enterthezones/

STATE AND LOCAL JOBS ASSISTANCE, EDUCATION & VOCATIONAL PROGRAMS

State of Oregon's jobs page http://www.workinginoregon.com/

Oregon Student Assistance Commission http://www.osac.state.or.us/index.html

Capital career center and Worksource Oregon team up to provide career guidance assistance
http://www.workforceallianceonline.org/

Worksource Oregon
http://www.worksourceoregon.org/

College education
Library books on student aid

Career preparation databases via Washington County Library Cooperative
* Oregon Career Information Service-Start with the desired occupation, discover the outlook for that career, then link to schools, then to scholarships. Free at the library and free in many of the public schools.

* Learning Express Library - Prepare for GED, US Citizenship, ASVAB or SAT and many civil service tests online. Take courses on writing resumes and preparing for interviews.

Send your child to private kindergarten through high school
Oregon voters rejected a voucher program. But the subject continues to come up from time to time in news editorials.

Portland Business Journal - for job hunters, executives, and researchers

The weekly newspaper, Portland Business Journal, (portland.bizjournals.com/portland/ ) is the main resource that discusses the local business news. The Beaverton Library subscribes to it, and reading it each week will help those who are job hunting, prospecting, or just interested in what's going on.

The online version is only a medium level of information, subscribers get full content of the articles. We do have a logon at the Beaverton library, because we are full subscribers. Ask at the Main Reference desk if you would like to be logged on as a subscriber, for free.

It has a careers section which highlights executive level jobs, and you can search bizjournals for keywords to locate articles of interest, for example, to prepare for an interview.

Here's how to search the archives of the Portland Business Journal

1) Go to portland.bizjournals.com

2) Click on News in the tabbed part, at top of webpage

3) Go to right and click (to the right of keyword search box) click search archive and enter keywords that you're interested in, like an officer's name, or a brand or company, or product, BUT include the word Portland!

This works 99% of the time. I tried portland software, and got mostly Portland results, with one Seattle Puget sound result. But for some reason it won't automatically let you search only one newsletter, that's why you have to enter Portland.

Insurance and Medicare Purchasing Decisions

This is an illustration of the catalog display. Clicking on a red book will tell it that you want to reserve a specific copy. This can be helpful when you see newer editions and older editions all blended in from library to library. The libraries that hold on to their old copies may have limited resources but many libraries purchase new copies. Just a quick tip but on to the main show: Insurance

There are many ways to shop for insurance.

The National Association of Insurance Commissioners puts out several consumer guides to shopping for insurance, including Auto, Home, Life, Cancer, Long-Term, Deferred and Fixed Annuities, and Medigap.

The Beaverton City library furnishes ratings guide to Health Insurers , ratings guides to Property and Casualty Insurers, and ratings guide to Life and Annuity Insurers to you in the library's reference collection. They are located on the Index tables.

Medicare is another big decision time. Here is a book we get called All About Medicare that may clarify the structure of medicare benefits. The Social Security Handbook is another regularly purchased item that is based on the presentation of public domain data on the Social Security website.

Nolo Press's popular Social Security, Medicare and Government Pensions is another guide for consumers. Ask at the library for these and other resources on Insurance. To reserve a current copy, here's a tip: To distinguish between copies that one library may have that are from 2004 which are too old, review the tip up at top, which is to click on the red book for a specific hold on a specific copy.

Pacific Northwest High-Technology (Folder of Companies on 2nd Floor)

Rich's Data Search - Pacific Northwest High Technology Directory* is a premium listing of businesses, in a white folder in the Reference collection. It is a white binder on the second Index Table. It used to be in a book called Advanced Technology in the Pacific Northwest. Here is the location of yearly updated Electronics, Monitoring, Military, Computer Accessories, Chemicals, Industrial, Materials, Software and much more! It contains email addresses as well as data about the firms that is more specific than the familiar websites and free sources such as chamber, yellow pages, or other all inclusive databases. The focus allows the firm responsible for the data to manage a deeper scope of information than normally found elsewhere.

(*YOU HAVE TO SPELL OUT THE WORD TECHNOLOGY IF YOU ARE LOOKING FOR IT ON OUR CATALOG)

Oil on the Brain

Oil on the Brain is a smart, surprisingly funny account of the oil industry: the people, economies, and pipelines that bring us petroleum, brilliantly illuminating a world we encounter every day.
Americans buy ten thousand gallons of gasoline a second, without giving it much of a thought. Where does all this gas come from? Lisa Margonelli’s desire to learn took her on a one-hundred thousand mile journey from her local gas station to oil fields half a world away. In search of the truth behind the myths, she wriggled her way into some of the most off-limits places on earth: the Strategic Petroleum Reserve, the New York Mercantile Exchange’s crude oil market, oil fields from Venezuela, to Texas, to Chad, and even an Iranian oil platform where the United States fought a forgotten one-day battle.
In a story by turns surreal and alarming, Margonelli meets lonely workers on a Texas drilling rig, an oil analyst who almost gave birth on the NYMEX trading floor, Chadian villagers who are said to wander the oil fields in the guise of lions, a Nigerian warlord who changed the world price of oil with a single cell phone call, and Shanghai bureaucrats who dream of creating a new Detroit.
Deftly piecing together the mammoth economy of oil, Margonelli finds a series of stark warning signs for American drivers. (Publisher Marketing)

Sector Analysis for Investment Clubs at the Library

Sector Analysis is a task investors do to make sense of many many smaller industries that all relate to one another. For example Energy as a sector includes Coal, Distribution, Petroleum, Power, Natual Gas, & other related lines of business.

Value Line Industry Report

Not only does Value Line have full-page reports on about 1,700 stocks, but there are also analysis on more than 90 industries. Location in Beaverton City Library on 2nd floor,

Index Table 1. Use the slim insert inside the cover of the Value Line, called Summary and Index, look at bottom half of front page, and those list page #s to the various Industries that are included in Ratings and Reports--the thicker packets.



All the company reports in The Value Line Investment Survey are grouped by industry, and at the front of each industry group is a one- or two-page Industry Report. The information contained in each Industry Report may differ considerably from one industry to another, but
there is a general format we follow. The number of industries followed in The Value Line
Investment Survey is constantly changing. As companies drop out, usually because of mergers or acquisitions, we may discontinue an industry. On the other hand, as new industries develop, we add them.



More information on page 13 of this document go into depth about Industry Sectors

http://www.valueline.com/pdf/Complete_Overview_of_VLIS_FINAL.pdf

Mergent Industry Review
Index Table 1, East side of table.
Comparative rankings within 137 industries include: Revenues; Net income; Profit margins; Assets; Returns on equity; Returns on investment; Cash position; Evaluation of stock performance; Price/earning ratios; Yields; Mergent's short- and long-term price scores
Comparative statistics include: Key business ratios on industry groups; Table of comparative statistics;
Special ranking factors on specific industries include: Size of gross/net plant; Sales per dollar of gross; Return on net plant; Capital expenditures;
Standard and Poors Industry Surveys Index Table 1 East Side of Table
Standard & Poor's Industry Surveys are the fastest way to come up to speed on the players and events impacting over fifty (50) of the largest North American and global industries. Ideal for management consultants, strategic planners, money managers, public and academic librarians, students, and business faculty; Standard & Poor's Industry Surveys enable readers to think and act like industry insiders.
Beaverton does not actually subscribe to this quarterly, as it is released. The information inside is helpful to gain an understanding of the sectors, but the Multnomah County Library kindly donates one of these sets per year to us, and it's to be used with the understanding that if you want the current quarter, you could refer to Multnomah County Central Library for that.
Hoover's Handbook of Industry Profiles 2009 will be an item we are anticipating to purchase this year. It contains 300 industries.
Business and Company Resource Center does not do current sector analysis really, but it offers reports on hundreds and hundreds of individual lines of business. What do I mean? Whereas the products listed above will roll together several types of businesses into larger, more broad catagories, Business and Company Resource Center sticks to reports on each kind, each separate from the other. Example, they don't do an Energy Sector. They do a report on Petroleum Refining. There is a report on Coal Mining. A report on Natural Gas Liquid. A report on Petroleum Extraction. But not roll them together in a sector. And their reports are filled with lots of background on industries, whereas the reports above focus on investment oriented statistics.

Cole Directory: for Salesmen, Realtors, Contractors, Collections Leads, & Skip Tracing

Want to find neighbors? New movers? New customers?

The Cole Directory, arranged by street and house numbers, enables you to find individuals quickly and accurately. Marketing to prospective clients has never been easier when you use the power of this cross-reference resource.


Reach more prospects - Get details about neighbors that help you determine which are the best prospects.

Build your referrals - Contact neighbors of your best customers with special offers that increase the likelihood they'll call

Look more professional - Address your mailings directly to the people who live there to increase results.

Uncover valuable spending potential down to the census tract. Easy codes take the stress out of prospecting in unfamiliar neighborhoods. Find by address, telephone numbers, or street intersections. Includes businesses, offices, shopping centers.

Genealogy tool, Property history tool

One of the most versitile tools in the reference collection, Beaverton has also lovingly maintained a collection of these reverse directories going back to 1959. Back then, the company responsible for reverse directories in the Portland Beaverton metro area was called Polks. Look at an old Polks Portland city directory and take a step back in time.